Why Off-Plan?

Off-plan properties remain a key investment vehicle in 2025/2026. Entry prices are often 10-20% lower than ready units, and capital appreciation of 15-20% is common during the construction phase.

Financial Incentives

• Payment Plans: attractive 60/40 or 50/50 plans allow investors to manage cash flow.
• Lower Upfront Contribution: Golden Visa rules now allow the 2M AED threshold to be met by equity invested, not just property value, aiding off-plan buyers.
• DLD Waivers: Some developers offer 50% or 100% DLD fee waivers during launches.

Flipping vs Holding

Flipping: Selling before handover can net 10-15% ROE if timed right, but requires finding a cash buyer or passing on the payment plan.
Holding: Offering the best long-term value, with post-handover yields often surpassing 8%.

Risk Management

Always verify the project's escrow account (Oqood) and the developer's track record. Diversify across master-planned communities like Dubai South or Dubai Creek Harbour for safety.

Conclusion

Off-plan offers the highest leverage potential in Dubai real estate, provided investors choose reputable developers and prime locations.