Ownership for Expats

Foreigners can own property in designated "Freehold Areas" such as Dubai Marina, Downtown Dubai, Palm Jumeirah, and Business Bay. This grants full ownership rights (100%) to the investor.

Golden Visa

Investors purchasing property worth AED 2 Million or more are eligible for a 10-year renewable Golden Visa.
Key Updates: The 2M threshold can now be met by equity amount (if mortgaged) or by combining multiple properties. Off-plan properties also qualify.

Financing

Expats can obtain mortgages of up to 80% for ready properties. Interest rates are competitive, but banks may require a valid UAE residence visa for the best terms.

Calculated Costs

Budget approximately 6-7% over the purchase price for fees (4% DLD, 2% Agency Fee, + administration).

Conclusion

With investor-friendly policies and tax-free rental income, Dubai remains a top global destination for expat capital.